Modern fleet insurance that rewards safety

Insurance that is smart and easy to use: upfront savings up to 20% for safe driving, hassle free experience when something goes wrong

Competitive pricing for YOU

We analyze millions of data points for your fleet & tailor pricing to your actual driving.

Competitive pricing for YOU

Safety first

Upfront savings from 5 to 20% based on safe driving. Includes access to AI-powered insights & continuous monitoring to save more!

Safety first

Usage-based premiums

Pay only for how much you drive — no minimums & no monthly reporters!

Usage-based premiums

Fast & easy-to-use

Instant indications, super fast quotes, online policies & endorsements - no paperwork!

Fast & easy-to-use

Modern, expedited claims

Report & track claims seamlessly. Reduce fraud with ELD/telematics & video data

Modern, expedited claims
“HBM ultimately chose Nirvana because of the fast quoting process, the customizable insurance coverage (ie: only being charged for miles that are driven with no manual reporting), and access to the safety platform.”
–Alex Trajanoski
Founder & CEO, HBM Express
Read customer success story

Best-in-class insurance

Our policies are written on state-admitted, A.M. Best A-rated (Excellent) paper, and backed by a panel of top global reinsurers.

Auto Liability

Auto Liability

$1M limit. Deductible options available

Physical Damage

Physical Damage

Deductible options available

Motor Truck Cargo

Motor Truck Cargo

$100k - $250K limits. Deductible options available

General Liability

General Liability

$1M occurrence, $2M aggregate limit

Additional coverages available to protect your business
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INTEGRATIONS

We work with 30+ ELD/Telematics vendors, including:

Frequently Asked Questions