Auto Liability Coverage
Essential protection for every mile
Accidents happen.
Keep your business protected.
Every mile you drive comes with the responsibility to safeguard your business, your drivers, and everyone else on the road. Accidents can happen in an instant, causing injuries, property damage, and costly lawsuits that can impact your operations.
Auto Liability ensures your business stays protected every mile you drive.
Drive with confidence knowing you’re covered
Auto liability coverage protects your business against damages or injuries when your truck is involved in an accident with another vehicle. Auto Liability is required by law and provides coverage for bodily injury and property damage. It’s the protection fleets and their drivers rely on every time they hit the road.
Nirvana’s Auto Liability coverage
Comprehensive coverage
Our coverage provides complete protection for your business, with limits up to $1M for bodily injury and property damage and coverage add-ons to choose from.
Pay for what you drive
Reduce operating costs by paying only for miles driven with no minimums.
Streamlined Servicing
One point of contact for billing, claims, policy updates, and customer support when you need it.
We’ve got you covered
Additional coverages to keep your fleet rolling
Blanket Additional Insured
Automatically extends liability coverage to other parties (e.g., clients, contractors, or vendors) without requiring individual endorsements for each.
Blanket Waiver of Subrogation
Prevents your insurer from seeking reimbursement from a third party responsible for a covered loss, as required in many contracts.
Broadened Pollution
Protection for environmental damages caused by pollution, such as fuel spills or chemical leaks that result from accidents involving your vehicles.
UIIA
We cover the cost to clean up pollutants from land or water if they’re released due to a covered loss — helping you recover faster and avoid costly environmental surprises.
Optional coverage add-ons
Auto Liability Deductible
Medical Payments/Personal Injury Protection
Uninsured/Underinsured Motorist Bodily Injury
Get all your trucking coverage under one roof
Unlock added benefits by having all your trucking coverages with Nirvana.
- Faster claim resolution powered by in-house cargo experts, AI, and telematics
- Lower out-of-pocket costs for fleets with combined APD & MTC deductibles
- Simplified policy management through unified billing, endorsements, and customer support
- Faster servicing with one point of contact
One carrier. One quote.
One seamless experience for both agent and fleet.
